VA Loan Tool
VA 2nd-Use Entitlement Calculator
Estimate your remaining Tier 2 VA entitlement and required down payment when using your VA benefit a second time while keeping your first VA loan.
Loan Details
$
$
From your original VA closing disclosure or note.
2026 County Loan Limit (1-unit)
Select state & county
Entitlement Charged (25% of original loan)
Enter original loan
Your VA Entitlement Estimate
Fill in your loan details and click “Calculate My Entitlement” to see your full breakdown.